Connected Accounts

Learn how to add, manage, and configure bank accounts and payment integrations in Digit Tally.

Accessing Connected Accounts

1. Click Profile Menu
2. Select Connected Accounts
3. Bank accounts page opens

[SCREENSHOT: Connected Accounts menu]

Adding Bank Account

Add New Bank Account

1. Click + Add Bank Account
2. Fill in bank details
3. Verify account
4. Save account

[SCREENSHOT: Add bank account button]

Bank Account Details

Field	Description	Required
Bank Name	Select Nigerian bank	Yes
Account Number	10-digit account number	Yes
Account Name	Account holder name	Auto-verified
Account Type	Savings, Current, Domiciliary	Yes
Currency	NGN, USD, GBP, EUR	Yes
Branch	Bank branch (optional)	No

Nigerian Banks Supported:

• Access Bank, GTBank, First Bank
• Zenith Bank, UBA, Fidelity Bank
• Stanbic IBTC, Sterling Bank
• Union Bank, Wema Bank
• And 20+ more

[SCREENSHOT: Bank account form]

Account Verification

Automatic Verification:

1. Enter account number
2. Select bank
3. System verifies with bank
4. Account name auto-populates
5. Confirm details match

Verification Status:

• ✅ Verified - Account confirmed
• ⏳ Pending - Verification in progress
• ❌ Failed - Cannot verify (check details)

[SCREENSHOT: Account verification process]

Managing Bank Accounts

View All Accounts

Account List Shows:

• Bank name and logo
• Account number (last 4 digits shown)
• Account name
• Currency
• Primary account indicator
• Status (Active, Inactive)
• Actions (Edit, Delete, Set Primary)

[SCREENSHOT: Bank accounts list]

Setting Primary Account

Primary Account:

• Appears by default on invoices
• Used for payment instructions
• Default for recording payments

Set as Primary:

1. Find desired account
2. Click Set as Primary
3. Confirmation message
4. Star icon indicates primary account

[SCREENSHOT: Set primary account]

Editing Bank Account

1. Click Edit on account
2. Modify editable fields:
   • Account nickname
   • Account type
   • Branch
3. Cannot change: Bank name, account number
4. Save changes

Deactivating Account

When to Deactivate:

• Account closed
• No longer using for business
• Want to hide from selections

Deactivation Process:

1. Click Deactivate on account
2. Confirm deactivation
3. Account hidden from dropdowns
4. Historical transactions preserved
5. Can reactivate anytime

Deleting Account

Deletion Rules:

• Can only delete if NO transactions recorded
• No invoices with this payment information
• No payments received to this account

Delete Process:

1. Click Delete on unused account
2. Confirm deletion
3. Account permanently removed

[SCREENSHOT: Delete account confirmation]

Account Nicknames

Custom Names for Easy Identification:

Examples:

• "Access Bank - Operations"
• "GTBank - Payroll"
• "UBA - Savings"
• "USD Account - Export"

Setting Nickname:

1. Edit bank account
2. Enter nickname
3. Save
4. Nickname shown in dropdowns

[SCREENSHOT: Account nickname field]

Multiple Currency Accounts

Domiciliary Accounts:

If you have USD, GBP, or EUR accounts:

1. Add as separate bank account
2. Select correct currency
3. Use for foreign transactions
4. Conversion handled automatically

Uses:

• Receiving foreign payments
• Paying international suppliers
• Multi-currency invoicing

[SCREENSHOT: Multiple currency accounts]

Bank Account on Documents

Invoice Display

What Customers See:

Payment Information:
Bank: Access Bank Plc
Account Number: 0123456789
Account Name: ABC Trading Company Ltd

Selecting Account for Invoice:

• Default: Primary account shows
• Can select different account per invoice
• Useful for multiple branches or currencies

[SCREENSHOT: Bank details on invoice]

Payment Integration (Coming Soon)

Future Features:

• Direct bank integration via Mono/Okra
• Automatic transaction sync
• Real-time balance updates
• Payment link generation
• Card payment acceptance

Payment Integrations

Payment gateway integrations are coming soon to enable online payments and automatic reconciliation.

Bank Reconciliation

Using Connected Accounts:

• Reconcile against bank statements
• Match recorded transactions
• Identify discrepancies
• Mark reconciled items

See: Bank Reconciliation Guide

[SCREENSHOT: Bank reconciliation with accounts]

Security

Bank Account Security

Security Measures:

• Account details encrypted
• Access controlled by permissions
• Audit log of all changes
• Team member access restrictions

Best Practices:

• Only add verified business accounts
• Regularly review connected accounts
• Remove old/unused accounts
• Monitor for unauthorized changes

Troubleshooting

Issue: Account Verification Failed

• Solution: Double-check account number. Ensure account is active. Try again later if bank service is down. Contact support if persists.

Issue: Can't Delete Account

• Solution: Account has transaction history. Deactivate instead of deleting. This preserves historical data.

Issue: Wrong Account Showing on Invoices

• Solution: Check which account is set as primary. Change primary account if needed. Or manually select correct account per invoice.

Issue: Multiple Accounts with Same Bank

• Solution: This is allowed. Use nicknames to differentiate (e.g., "GTBank - Main", "GTBank - Payroll").

What's Next?

• Bank Reconciliation - Reconcile accounts
• Organisation Information - Update business details
• Security Settings - Secure your account